People remortgage for a whole range of different reasons, from reducing their monthly payments to hedging against future rate rises or because their existing deal is coming to an end.
Whatever the reason, there are thousands of deals available, from short and long term fixed rates to trackers, and each of them have a different set of fees and penalty clauses. The choice is bewildering. At Kingsway, our job is to understand your personal circumstances and, using our in-depth knowledge of the market, we can help get the best deals for you.
One of our more mature clients needed to remortgage urgently as their current lender would not extend their mortgage term. They were under the impression that because of their ages and the limited time period available, it was an impossible task. Understandably, they were very concerned, but we managed to secure them a mortgage with a new lender with ample time to spare.
Call our Remortgage Team on
020 7383 4181
Best buy table
|Initial Rate||APR||Description||Early Redemption Charge||Lenders setting up costs|
|1.05%||3.8%||Fixed until 31/03/2023||2% until 31/03/2022 followed by 1% until 31/03/2023||£999 product fee. Max 50% loan to value.|
|1.27%||2.7%||Fixed until 31/03/2026||5% until 31/03/2022 followed by 4% until 31/03/2023, 3% until 31/03/2024, 2% until 31/03/2025 then 1% until 31/03/2026||£1499 product fee. Max 60% loan to value.|
|1.39%||3.3%||Bank of England base rate plus 1.29% for 24 months||no early repayment charges||£999 product fee. Max 60% loan to value.|
|2.49%||2.6%||Lifetime Tracker||£95, plus 1% in year 1||£1295 product fee. Max 60% loan to value.|