About new purchases
Buying a new home is a big commitment and raises lots of financial questions, such as how much can I borrow? How much will it cost? And what type of mortgage is best for me?
Because the mortgage market changes on a daily basis, you need an expert like Kingsway to help you answer those questions. We have years of experience of helping homebuyers make the right choices.
A couple approached Kingsway after finding their perfect property before they had sold their own. They were under pressure from the estate agents and thought all was lost. Kingsway managed to secure them a mortgage on the new property, without having to sell their own first by using their savings to fund a smaller deposit.
Call our New Purchases Team on
020 7383 4181
Best buy table
|Initial Rate||APR||Description||Early Redemption Charge||Lenders setting up costs|
|1.28%||3.3%||Fixed until 31/12/2022||2% until 31/12/2021 & 1% until 31/12/2022||Max 60% loan to value.|
|1.45%||3.3%||Fixed until 31/12/2025||5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2% until 31/12/2024 & 1% until 31/12/2025||£1499 product fee. Max 60% loan to value.|
|1.69%||3.4%||Bank of England base rate plus 1.59% for 24 months||no early repayment charges||£999 product fee. Max 60% loan to value.|
|1.99%||2.0%||Lifetime Discount Variable||£150, plus, 3% in year one, 2% in year two & 1% in year three||Max 75% loan to value.|