About buy to let
In recent years, low interest rates have made investing in the buy to let market increasingly popular.
Whether you are just venturing into the market, or are a seasoned professional, we have the expertise to get the right mortgage product for you.
One of our customers wanted to refinance their London flat in order to buy the one above them, so they could rent them both out and move to the country.
There were 5 flats in the block and by owning two of them, they exceeded some lenders’ exposure limits. Additionally, some lenders will only lend on properties that have been let for 6 months or more. Despite this, we managed to find one who was prepared to look at the bigger financial picture.
Call our Buy to Let Team on
020 7383 4181
Best buy table
Buy to let
|Initial Rate||APR||Description||Early Redemption Charge||Lenders setting up costs|
|1.19%||4.5%||Fixed until 31/05/2022||3% until 31/03/2021 followed by 2% until 31/03/2022||£5200 lenders fee. Max 65% loan to value.|
|1.34%||4.9%||Bank base rate plus 1.09% until 31/05/2022||2% until 31/05/2021 followed by 1% until 31/05/2022||£1995 lenders fee. Max 75% loan to value.|
|1.64%||4.0%||Fixed until 31/05/2025||6% until 31/05/2021 followed by 5% until 31/05/2022, 4% until 31/05/2023, 3% until 31/05/2024 & 2% until 31/05/2025||£5200 lenders fee. Max 65% loan to value|
|2.99%||5.6%||Discounted rate for 24 months||2.75% in years 1 & 2||£2400 lenders fee. Max 80% loan to value|
|REMORTGAGE BUY TO LET BELOW|
|0.99%||4.4%||Bank base rate plus 0.74% for 24 months||1% in year 1 & 2||£1795 lenders fee. Free valuation & free legals. Max 60% loan to value|
|1.24%||4.5%||Fixed until 31/05/2022||3% until 31/05/2021 & 2% until 31/05/2022||£5200 lenders fee. Free valuation & free legals. Max 65% loan to value|
|1.74%||4.3%||Fixed until 01/07/2025||4.5% until 01/07/2025||£1995 lenders fee. Free valuation and free legals. Max 60% loan to value|
|2.80%||5.5%||Discounted rate for 2 years||1% for 2 years||£1149 lenders fee. Free valuation & free legals. Max 80% loan to value|