Mortgages – Buy to let

Mortgages - Buy to let

About buy to let

In recent years, low interest rates have made investing in the buy to let market increasingly popular.

Whether you are just venturing into the market, or are a seasoned professional, we have the expertise to get the right mortgage product for you.

Case Study

One of our customers wanted to refinance their London flat in order to buy the one above them, so they could rent them both out and move to the country.
There were 5 flats in the block and by owning two of them, they exceeded some lenders’ exposure limits. Additionally, some lenders will only lend on properties that have been let for 6 months or more. Despite this, we managed to find one who was prepared to look at the bigger financial picture.

Call our Buy to Let Team on

020 7383 4181

Best buy table

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.4% Fixed until 30/09/2022 3% until 30/09/2021 followed by 2% until 30/09/2022 £5200 lenders fee. Max 65% loan to value.
1.64% 3.7% Fixed until 30/09/2025 6% until 30/09/2021 followed by 5% until 30/09/2022, 4% until 30/09/2023, 3% until 30/09/2024 & 2% until 30/09/2025 £5200 lenders fee. Max 65% loan to value.
1.94% 4.1% Bank of England base rate plus 1.84% until 30/09/2022 no early repayment charges £995 lenders fee. Max 75% loan to value
REMORTGAGE BUY TO LET BELOW
1.24% 4.4% Fixed until 30/09/2022 3% until 30/09/2021 then 2% until 30/09/2022 £5200 lenders fee. Free valuation & free legals. Max 65% loan to value
1.79% 3.8% Fixed until 30/09/2025 6% until 30/09/2021 followed by 5% until 30/09/2022, 4% until 30/09/2023, 3% until 30/09/2024 & 2% until 30/09/2025 £5200 lenders fee. Free valuation & free legals. Max 65% loan to value
1.94% 4.1% Bank of England base rate + 1.84% until 30/09/2022 no early repayment charges £995 lenders fee. Free valuation and free legals. Max 75% loan to value