Best Buys – Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.05% 3.8% Fixed until 31/03/2023 2% until 31/03/2022 followed by 1% until 31/03/2023 £999 product fee. Max 50% loan to value.
1.27% 2.7% Fixed until 31/03/2026 5% until 31/03/2022 followed by 4% until 31/03/2023, 3% until 31/03/2024, 2% until 31/03/2025 then 1% until 31/03/2026 £1499 product fee. Max 60% loan to value.
1.39% 3.3% Bank of England base rate plus 1.29% for 24 months no early repayment charges £999 product fee. Max 60% loan to value.
2.49% 2.6% Lifetime Tracker £95, plus 1% in year 1 £1295 product fee. Max 60% loan to value.