Best buys – New purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.28% 3.3% Fixed until 31/12/2022 2% until 31/12/2021 & 1% until 31/12/2022 Max 60% loan to value.
1.45% 3.3% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2% until 31/12/2024 & 1% until 31/12/2025 £1499 product fee. Max 60% loan to value.
1.69% 3.4% Bank of England base rate plus 1.59% for 24 months no early repayment charges £999 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus, 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.