Best buys – New purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.18% 3.8% Bank base rate plus 0.43% until 31/12/2021 1% until 31/12/2020 followed by 0.9% until 31/12/2021 £999 lenders fee. Max 60% loan to value.
1.19% 3.8% Fixed until 31/01/2022 2% until 31/01/2021 followed by 1% until 31/01/2022 £995 lenders fee. Max 60% loan to value.
1.54% 3.3% Fixed until 30/11/2024 5% until 30/11/2020 followed by 4% until 30/11/2021, 3% until 30/11/2022, 2% until 30/11/2023 and 1% until 30/11/2024 £1495 lenders fee. Max 75% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
2.69% 5.3% Discounted rate for 2 years 2% in year one followed by 1% in year two Max 95% loan to value.