Best buys – New purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.29% 3.8% Bank base rate plus 0.54% until 30/09/2021 1.4% until 30/09/2020 followed by 0.8% until 30/09/2021 £999 lenders fee. Max 60% loan to value.
1.39% 3.8% Fixed until 30/09/2021 1.4% until 30/09/2020 followed by 0.7% until 30/09/2021 £999 lenders fee. Max 60% loan to value.
1.78% 3.8% Fixed until 31/07/2024 5% until 31/07/2021 followed by 4% until 31/07/2022, 3% until 31/07/2023 and 2% until 31/07/2024 £1995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
2.55% 4.9% Discounted rate for 2 years 2% in first 2 years Max 95% loan to value.