Best buys – New purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.1% Fixed until 31/03/2023 3% until 31/03/2022 & 2% until 31/03/2023 £1999 product fee. Max 75% loan to value.
1.35% 3.1% Fixed until 01/05/2026 3.5% until 01/05/2026 £1495 product fee. Max 65% loan to value.
1.57% 4.0% Bank of England base rate plus 1.47% for 24 months no early repayment charges £995 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus, 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.