Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.09% 3.3% Fixed until 31/07/2022 2% until 31/07/2022 £999 lenders fee. Max 60% loan to value.
1.24% 3.3% Bank of England rate plus 1.14% for 24 months no early repayment charges £999 lenders fee. Max 60% loan to value.
1.32% 3.3% Bank of England base rate plus 1.22% for 24 months no early repayment charges  £999 lenders fee. Max 75% loan to value.
1.36% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023, 2% until 30/09/2024 & 1% until 30/09/2025 £1499 lenders fee. Max 60% loan to value
3.39% 4.6% Discounted rate for three years no early repayment charges Max 100% loan to value