Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
2.84% 3.5% Fixed until 31/12/2022 2% until 31/12/2021 & 1% until 31/12/2022 £999 product fee. Max 85% loan to value.
2.95% 3.4% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 30/12/2023, 2% until 30/12/2024 & 1% until 31/12/2025 £1499 product fee. Max 85% loan to value.
3.09% 3.6% Bank of England base rate plus 2.99% for 24 months no early repayment charges Max 85% loan to value.
3.45% 4.2% Fixed until 31/12/2025 5% until 31/12/2021 followed by 3% until 31/12/2023 & 1% until 31/12/2025 £999 product fee. Max 90% loan to value.