Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 3.2% Fixed until 30/09/2022 2% until 30/09/2021 followed by 1% until 30/09/2022 £999 lenders fee. Max 60% loan to value
1.39% 4.0% Bank of England base rate plus 1.29% for 24 months no early repayment charges £995 lenders fee. Max 60% loan to value.
1.44% 3.3%  Bank of England base rate plus 1.34% for 24 months no early repayment charges  £999 lenders fee. Max 75% loan to value.
1.44% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023, 2% until 30/09/2024 and 1% until 30/09/2025 £1499 lenders fee. Max 60% loan to value
2.99% 4.6% Discounted rate for two years no early repayment charges £299 lenders fee. Max 95% loan to value.