Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 3.8% Bank base rate plus 0.49% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.32% 3.8% Bank base rate plus 0.57% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 75% loan to value.
1.28% 3.8% Fixed until 31/10/2021 2% until 31/10/2020 followed by 1% until 31/10/2021 £995 lenders fee. Max 60% loan to value
1.72% 3.3% Fixed until 31/10/2024 5% until 31/10/2020 followed by 4% until 31/10/2021, 3% until 31/10/2022, 2% until 31/10/2023 & 1% until 31/10/2024 £995 lenders fee. Max 60% loan to value
2.69% 5.3% Discounted rate for two years  2% in year one & 1% in year two Max 95% loan to value.