Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
0.74% 3.7% Bank base rate plus 0.49% until 30/06/2022 1% until 30/06/2021 followed by 0.5% until 30/06/2022 £995 lenders fee. Max 60% loan to value.
0.82% 3.7% Bank base rate plus 0.57% until 30/06/2022 1% until 30/06/2021 followed by 0.5% until 30/06/2022 £995 lenders fee. Max 75% loan to value.
1.17% 3.8% Fixed until 30/06/2022 2% until 30/06/2021 followed by 1% until 30/06/2022 £999 lenders fee. Max 60% loan to value
1.41% 3.7% Fixed until 31/05/2025 5% until 31/05/2022 followed by 4% until 31/05/2023, 3% until 31/05/2024 and 2% until 31/05/2025 £1995 lenders fee. Max 60% loan to value
2.69% 5.3% Discounted rate for two years  2% in year one & 1% in year two Max 95% loan to value.