Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.15% 3.8% Bank base rate plus 0.40% until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.26% 3.8% Bank base rate plus 0.51% until 31/01/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 75% loan to value.
1.17% 3.8% Fixed until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value
1.46% 3.2% Fixed until 31/03/2025 5% until 31/03/2021 followed by 4% until 31/03/2022, 3% until 31/03/2023, 2% until 31/03/2024 & 1% until 31/03/2025 £999 lenders fee. Max 60% loan to value
2.69% 5.3% Discounted rate for two years  2% in year one & 1% in year two Max 95% loan to value.