Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.28% 3.3% Fixed until 31/12/2022 2% until 31/12/2021 & 1% until 31/12/2022 Max 60% loan to value.
1.45% 3.3% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2% until 31/12/2024 & 1% until 31/12/2025 £1499 product fee. Max 60% loan to value.
1.69% 3.4% Bank of England base rate plus 1.59% for 24 months no early repayment charges £999 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus, 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
2.84% 3.5% Fixed until 31/12/2022 2% until 31/12/2021 & 1% until 31/12/2022 £999 product fee. Max 85% loan to value.
2.95% 3.4% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 30/12/2023, 2% until 30/12/2024 & 1% until 31/12/2025 £1499 product fee. Max 85% loan to value.
3.09% 3.6% Bank of England base rate plus 2.99% for 24 months no early repayment charges Max 85% loan to value.
3.45% 4.2% Fixed until 31/12/2025 5% until 31/12/2021 followed by 3% until 31/12/2023 & 1% until 31/12/2025 £999 product fee. Max 90% loan to value.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 3.3% Fixed until 30/11/2022 2% until 30/11/2021 followed by 1% until 30/11/2022 £1495 product fee. Max 60% loan to value.
1.34% 2.8% Fixed until 30/11/2025 5% until 30/11/2021 followed by 4% until 30/11/2022, 3% until 30/11/2023, 2% until 30/11/2024 & 1% until 30/11/2025 £1495 product fee. Max 60% loan to value.
1.44% 3.3% Bank of England base rate plus 1.34% no early repayment charges £999 product fee. Max 60% loan to value.
2.49% 2.6% Lifetime Tracker £95, plus 1% in year 1 £1295 product fee. Max 60% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.28% 3.3% Fixed until 31/12/2022 2% until 31/12/2021 & 1% until 31/12/2022 Max 60% loan to value.
1.45% 3.3% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2% until 31/12/2024 & 1% until 31/12/2025 £1499 product fee. Max 60% loan to value.
1.69% 3.4% Bank of England base rate plus 1.59% for 24 months no early repayment charges £999 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus 3% in year 1, 2% in year 2 & 1% in year 3 Max 75% loan to value.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.5% Fixed until 30/11/2022 £90, plus 3% until 30/11/2021 followed by 2% until 30/11/2022 £4000 product fee. Max 65% loan to value.
1.62% 3.8% Fixed until 31/12/2025 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2% until 31/12/2024 & 1% until 31/12/2025 £1995 product fee. Max 60% loan to value.
2.99% 5.1% 2.99% (discounted) for 24 months £95, plus 1% in years 1 & 2 £1149 lenders fee. Max 80% loan to value.
3.14% 5.1% Bank of England base rate plus 3.04% until 31/01/2023 no early repayment charges £6125 lenders fee. Max 75% loan to value.
REMORTGAGE BUY TO LET BELOW
1.24% 4.5% Fixed until 30/11/2022 £90, plus 3% until 30/11/2021 then 2% until 30/11/2022 £4000 product fee. Free valuation & free legals. Max 65% loan to value.
1.79% 4.1% Fixed until 30/11/2025 £90, plus 6% until 30/11/2021 followed by 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024 & 2% until 30/11/2025 £4000 lenders fee. Free valuation & free legals. Max 65% loan to value.
1.95% 4.2% 1.95% discounted until 30/11/20222 £65, plus 1% until 30/11/2022 Max 60% loan to value.
2.03% 3.9% Fixed until 31/12/2025 £90, plus 5% until 31/12/2021 followed by 4% until 31/12/2022, 3% until 31/12/2023, 2.5% until 31/12/2024 & 1.5% until 31/12/2025 £1995 product fee. Free valuation and free legals. Max 75% loan to value.