Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.1% Fixed until 31/03/2023 3% until 31/03/2022 & 2% until 31/03/2023 £1999 product fee. Max 75% loan to value.
1.35% 3.1% Fixed until 01/05/2026 3.5% until 01/05/2026 £1495 product fee. Max 65% loan to value.
1.57% 4.0% Bank of England base rate plus 1.47% for 24 months no early repayment charges £995 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus, 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
2.67% 3.9% Fixed until 30/04/2023 3% until 30/04/2022 & 2% until 30/04/2023 £995 product fee. Max 85% loan to value.
2.79% 4.4% Fixed until 28/02/2026 £199, plus 5% in years 1-2, 4% in year 3, 3% in year 4 then 2% until 28/02/2026 £999 product fee. Max 85% loan to value.
2.94% 3.6% Bank of England base rate plus 2.84% for 24 months no early repayment charges £999 product fee. Max 85% loan to value.
3.34% 3.5% Fixed until 31/03/2026 5% until 31/03/2022 followed by 4% until 31/03/2023, 3% until 31/03/2025 then 2% until 31/03/2026 £1200 product fee. Max 90% loan to value.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.05% 3.8% Fixed until 31/03/2023 2% until 31/03/2022 followed by 1% until 31/03/2023 £999 product fee. Max 50% loan to value.
1.27% 2.7% Fixed until 31/03/2026 5% until 31/03/2022 followed by 4% until 31/03/2023, 3% until 31/03/2024, 2% until 31/03/2025 then 1% until 31/03/2026 £1499 product fee. Max 60% loan to value.
1.39% 3.3% Bank of England base rate plus 1.29% for 24 months no early repayment charges £999 product fee. Max 60% loan to value.
2.49% 2.6% Lifetime Tracker £95, plus 1% in year 1 £1295 product fee. Max 60% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.1% Fixed until 31/03/2023 3% until 31/03/2022 & 2% until 31/03/2023 £1999 product fee. Max 75% loan to value.
1.35% 3.1% Fixed until 01/05/2026 3.5% until 01/05/2026 £1495 product fee. Max 65% loan to value.
1.57% 4.0% Bank of England base rate plus 1.47% for 24 months no early repayment charges £995 product fee. Max 60% loan to value.
1.99% 2.0% Lifetime Discount Variable £150, plus 3% in year 1, 2% in year 2 & 1% in year 3 Max 75% loan to value.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.5% Fixed until 31/03/2023 £90, plus 3% until 31/03/2022 followed by 2% until 31/03/2023 2% product fee. Max 65% loan to value.
1.64% 4.0% Fixed until 31/03/2026 £90, plus 6% until 31/03/2022 followed by 5% until 31/03/2023, 4% until 31/03/2024, 3% until 31/03/2025 & 2% until 31/03/2026 2% product fee. Max 65% loan to value.
2.99% 5.1% 2.99% (discounted) for 24 months £95, plus 1% in years 1 & 2 £1149 lenders fee. Max 80% loan to value.
3.24% 5.1% Bank of England base rate plus 3.14% until 31/01/2023 no early repayment charges 2% lenders fee. Max 75% loan to value.
REMORTGAGE BUY TO LET BELOW
1.24% 4.5% Fixed until 31/03/2023 £90, plus 3% until 31/03/2022 then 2% until 31/03/2023 2% product fee. Free valuation & free legals. Max 65% loan to value.
1.79% 4.1% Fixed until 31/03/2026 £90, plus 6% until 31/03/2022 followed by 5% until 31/03/2023, 4% until 31/03/2024, 3% until 31/03/2025 & 2% until 31/03/2026 2% lenders fee. Free valuation & free legals. Max 65% loan to value.
1.95% 4.1% 1.95% Discount Variable until 31/07/2023 £65, plus 1% until 31/07/2023 Max 60% loan to value.
1.99% 3.9% Fixed until 01/05/2026 £50, plus 3.5% until 01/05/2026 £1995 product fee. Free valuation and free legals. Max 75% loan to value.