Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.38% 3.8% Bank base rate plus 0.63% until 30/06/2021 1.3% until 30/06/2020 followed by 0.8% until 30/06/2021 £999 lenders fee. Max 60% loan to value.
1.44% 3.8% Fixed until 30/06/2021 2% until 30/06/2020 followed by 1% until 30/06/2021 £995 lenders fee. Max 60% loan to value.
1.81% 3.3% Fixed until 31/07/2024 5% until 31/07/2021 followed by 4% until 31/075/2022, 3% until 31/075/2023, 2% until 31/07/2024 and 1% until 31/07/2024 £1499 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
2.54% 5.1% Bank base rate plus 1.79% until 31/07/2021 None Max 95% loan to value.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.38% 3.8% Bank base rate plus 0.63% until 30/06/2021 1.3% until 30/06/2020 followed by 0.8% until 30/06/2021 £999 lenders fee. Max 60% loan to value.
1.44% 3.8% Fixed until 30/06/2021 2% until 30/06/2020 followed by 1% until 30/06/2021 £995 lenders fee. Max 60% loan to value.
1.81% 3.3% Fixed until 31/07/2024 5% until 31/07/2021 followed by 4% until 31/075/2022, 3% until 31/075/2023, 2% until 31/07/2024 and 1% until 31/07/2024 £1499 lenders fee. Max 60% loan to value
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
2.54% 5.6% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.38% 4.8% Base rate plus 0.63% until 31/05/2021 3% until 31/05/2020 followed by 2% until 31/05/2021 £999 lenders fee. Free valuation & free legals. Max 75% loan to value.
1.44% 3.8% Fixed until 30/06/2021 1.2% until 30/06/2020 followed by 0.7% until 30/06/2021 £999 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.81% 3.3% Fixed until 31/07/2024 5% until 31/07/2021 followed by 4% until 31/075/2022, 3% until 31/075/2023, 2% until 31/07/2024 and 1% until 31/07/2024 £1499 lenders fee. Free valuation & free legals. Max 60% loan to value
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Free valuation & free legals. Max 50% loan to value
2.69% 5.3% Discounted rate for 2 years 2% in year 1 followed by 1% in year 2 Free valuation & free legals. Max 95% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.38% 3.8% Bank base rate plus 0.63% until 30/06/2021 1.3% until 30/06/2020 followed by 0.8% until 30/06/2021 £999 lenders fee. Max 60% loan to value.
1.44% 3.8% Fixed until 30/06/2021 2% until 30/06/2020 followed by 1% until 30/06/2021 £995 lenders fee. Max 60% loan to value.
1.81% 3.3% Fixed until 31/07/2024 5% until 31/07/2021 followed by 4% until 31/075/2022, 3% until 31/075/2023, 2% until 31/07/2024 and 1% until 31/07/2024 £1499 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
2.54% 5.1% Bank base rate plus 1.79% until 31/07/2021 None Max 95% loan to value.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.46% 5.3% Bank base rate plus 0.71% until 31/07/2021 3% until 31/07/2020 & 2% until 31/07/2021 £999 lenders fee. Max 60% loan to value.
1.49% 5.3% Fixed until 31/07/2021 3% until 31/07/2020 followed by 2% until 31/07/2021 £1999 lenders fee. Max 60% loan to value.
2.04% 4.4% Fixed until 01/07/2024 4.5% until 01/07/2024 £1995 lenders fee. Max 60% loan to value
2.39% 5.1% Discounted rate for 2 years 2% for 2 years £1499 lenders fee. Max 80% loan to value
REMORTGAGE BUY TO LET BELOW
1.46% 5.3% Bank base rate plus 0.71% until 31/07/2021 3% until 31/07/2020 & 2% until 31/07/2021 £999 lenders fee. Free valuation & free legals. Max 60% loan to value
1.49% 5.3% Fixed until 31/07/2021 3% until 31/07/2020 followed by 2% until 31/07/2021 £1999 lenders fee. Free valuation & free legals. Max 60% loan to value
2.04% 4.4% Fixed until 01/07/2024 4.5% until 01/07/2024 £1995 lenders fee. Free valuation and free legals. Max 60% loan to value
2.95% 5.5% Discounted rate for 2 years 1%  for 2 years £1149 lenders fee. Free valuation & free legals. Max 80% loan to value