Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.09% 3.3% Fixed until 31/07/2022 2% until 31/07/2022 £999 lenders fee. Max 60% loan to value.
1.24% 3.3% Bank of England base rate plus 1.14% for 24 months no early repayment charges £999 lenders fee. Max 60% loan to value.
1.36% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023 & 2% until 30/09/2024 & 1% until 30/09/2025 £1499 lenders fee. Max 60% loan to value.
1.99% 2% Lifetime Discount Variable 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.
3.39% 4.6% Discounted rate for 3 years no early repayment charges Max 100% loan to value

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.09% 3.3% Fixed until 31/07/2022 2% until 31/07/2022 £999 lenders fee. Max 60% loan to value.
1.24% 3.3% Bank of England rate plus 1.14% for 24 months no early repayment charges £999 lenders fee. Max 60% loan to value.
1.32% 3.3% Bank of England base rate plus 1.22% for 24 months no early repayment charges  £999 lenders fee. Max 75% loan to value.
1.36% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023, 2% until 30/09/2024 & 1% until 30/09/2025 £1499 lenders fee. Max 60% loan to value
3.39% 4.6% Discounted rate for three years no early repayment charges Max 100% loan to value

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.14% 3.2% Fixed until 30/09/2022 2% until 30/09/2021 followed by 1% until 30/09/2022 £999 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.36% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023, 2% until 30/09/2024 & 1% until 30/09/2025 £1499 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.49% 5.0% Discount variable until 31/10/2022 3% until 31/10/2021 then 2% until 31/10/2022. £995 lenders fee. Free valuation & free legals. Max 80% loan to value
1.99% 2.0% Lifetime discount variable 3% in year one followed by 2% in year two & 1% in year three. Max 75% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.09% 3.3% Fixed until 31/07/2022 2% until 31/07/2022 £999 lenders fee. Max 60% loan to value.
1.24% 3.3% Bank of England base rate plus 1.14% for 24 months no early repayment charges £999 lenders fee. Max 60% loan to value.
1.36% 2.8% Fixed until 30/09/2025 5% until 30/09/2021 followed by 4% until 30/09/2022, 3% until 30/09/2023, 2% until 30/09/2024 & 1% until 30/09/2025 £1499 lenders fee. Max 60% loan to value.
1.99% 2% Lifetime Discount Variable 3% in year one, 2% in year two & 1% in year three Max 75% loan to value.
3.39% 4.6% Discounted rate for 3 years no early repayment charges Max 100% loan to value

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 4.4% Fixed until 30/09/2022 3% until 30/09/2021 followed by 2% until 30/09/2022 £5200 lenders fee. Max 65% loan to value.
1.64% 3.7% Fixed until 30/09/2025 6% until 30/09/2021 followed by 5% until 30/09/2022, 4% until 30/09/2023, 3% until 30/09/2024 & 2% until 30/09/2025 £5200 lenders fee. Max 65% loan to value.
1.94% 4.1% Bank of England base rate plus 1.84% until 30/09/2022 no early repayment charges £995 lenders fee. Max 75% loan to value
REMORTGAGE BUY TO LET BELOW
1.24% 4.4% Fixed until 30/09/2022 3% until 30/09/2021 then 2% until 30/09/2022 £5200 lenders fee. Free valuation & free legals. Max 65% loan to value
1.79% 3.8% Fixed until 30/09/2025 6% until 30/09/2021 followed by 5% until 30/09/2022, 4% until 30/09/2023, 3% until 30/09/2024 & 2% until 30/09/2025 £5200 lenders fee. Free valuation & free legals. Max 65% loan to value
1.94% 4.1% Bank of England base rate + 1.84% until 30/09/2022 no early repayment charges £995 lenders fee. Free valuation and free legals. Max 75% loan to value