Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.15% 3.8% Bank base rate plus 0.40% until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.17% 3.8% Fixed until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.46% 3.2% Fixed until 31/03/2025 5% until 31/03/2021 followed by 4% until 31/03/2022, 3% until 31/03/2023, 2% until 31/03/2024 and 1% until 31/03/2025 £999 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
2.69% 5.3% Discounted rate for 2 years 2% in year one followed by 1% in year two Max 95% loan to value.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.15% 3.8% Bank base rate plus 0.40% until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.17% 3.8% Fixed until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.26% 3.8% Bank base rate plus 0.51% until 31/01/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 75% loan to value
1.46% 3.2% Fixed until 31/03/2025 5% until 31/03/2021 followed by 4% until 31/03/2022, 3% until 31/03/2023, 2% until 31/03/2024 & 1% until 31/03/2025 £999 lenders fee. Max 60% loan to value
2.69% 5.3% Discounted rate for two years  2% in year one & 1% in year two Max 95% loan to value.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.19% 3.8% Fixed until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £995 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.39% 5.0% Discounted rate for 2 years 3% in year 1 followed by 2% in year 2 £999 lenders fee. Free valuation & free legals. Max 75% loan to value.
1.39% 3.1% Fixed until 02/04/2025 5% until 02/04/2025 £1499 lenders fee. Free valuation & free legals. Max 60% loan to value
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Free valuation & free legals. Max 50% loan to value
2.69% 5.3% Discounted rate for 2 years 2% in year 1 followed by 1% in year 2 Free valuation & free legals. Max 95% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.15% 3.8% Bank base rate plus 0.40% until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.17% 3.8% Fixed until 31/03/2022 2% until 31/03/2021 followed by 1% until 31/03/2022 £999 lenders fee. Max 60% loan to value.
1.46% 3.2% Fixed until 31/03/2025 5% until 31/03/2021 followed by 4% until 31/03/2022, 3% until 31/03/2023, 2% until 31/03/2024 & 1% until 31/03/2025 £999 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
2.69% 5.3% Discounted rate for 2 years 2% in year one. 1% in year two. Max 95% loan to value.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.35% 4.6% Fixed until 30/04/2022 2% until 30/04/2022 £1795 lenders fee. Max 60% loan to value.
1.67% 4.2% Fixed until 31/03/2025 5% until 31/03/2021 followed by 4% until 31/03/2022, 3% until 31/03/2023, 2% until 31/03/2024 and 1% until 31/03/2025 £1995 lenders fee. Max 60% loan to value.
1.69% 3.7% Bank base rate plus 0.94% for 24 months 2% in year 1 & 2 £1499 lenders fee. Max 75% loan to value
2.39% 5.1% Discounted rate for 2 years 2% in year 1 & 2 £1499 lenders fee. Max 80% loan to value
REMORTGAGE BUY TO LET BELOW
1.29% 4.5% Fixed until 31/03/2022 2% until 31/03/2021 & 1% until 31/03/2022 £1995 lenders fee. Free valuation & free legals. Max 60% loan to value
1.49% 4.8% Bank base rate plus 0.74% for 2 years 1% in year 1 & 2 £1795 lenders fee. Free valuation & free legals. Max 60% loan to value
1.72% 3.9% Fixed until 01/05/2025 4.5% until 01/05/2025 £1995 lenders fee. Free valuation and free legals. Max 60% loan to value
2.39% 5.0% Discounted rate for 2 years 2%  for 2 years £1149 lenders fee. Free valuation & free legals. Max 80% loan to value