Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 3.8% Bank base rate plus 0.49% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.28% 3.8% Fixed until 31/10/2021 2% until 31/10/2020 followed by 1% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.72% 3.3% Fixed until 31/10/2024 5% until 31/10/2020 followed by 4% until 31/10/2021, 3% until 31/10/2022, 2% until 31/10/2023 & 1% until 31/10/2024 £995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
2.69% 5.3% Discounted rate for 2 years 2% in year one followed by 1% in year two Max 95% loan to value.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 3.8% Bank base rate plus 0.49% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.32% 3.8% Bank base rate plus 0.57% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 75% loan to value.
1.28% 3.8% Fixed until 31/10/2021 2% until 31/10/2020 followed by 1% until 31/10/2021 £995 lenders fee. Max 60% loan to value
1.72% 3.3% Fixed until 31/10/2024 5% until 31/10/2020 followed by 4% until 31/10/2021, 3% until 31/10/2022, 2% until 31/10/2023 & 1% until 31/10/2024 £995 lenders fee. Max 60% loan to value
2.69% 5.3% Discounted rate for two years  2% in year one & 1% in year two Max 95% loan to value.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.29% 5.1% Discounted rate for 2 years 2% in year 1 followed by 1% in year 2 £999 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.34% 3.8% Fixed until 31/10/2021 2% until 31/10/2020 followed by 1% until 31/10/2021 £999 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.74% 3.3% Fixed until 31/10/2024 3% until 31/10/2024 £999 lenders fee. Free valuation & free legals. Max 75% loan to value
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Free valuation & free legals. Max 50% loan to value
2.69% 5.3% Discounted rate for 2 years 2% in year 1 followed by 1% in year 2 Free valuation & free legals. Max 95% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 3.8% Bank base rate plus 0.49% until 31/10/2021 1% until 31/10/2020 followed by 0.5% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.28% 3.8% Fixed until 31/10/2021 2% until 31/10/2020 followed by 1% until 31/10/2021 £995 lenders fee. Max 60% loan to value.
1.72% 3.3% Fixed until 31/10/2024 5% until 31/10/2020 followed by 4% until 31/10/2021, 3% until 31/10/2022, 2% until 31/10/2023 & 1% until 31/10/2024 £995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
2.69% 5.3% Discounted rate for 2 years 2% in year one. 1% in year two. Max 95% loan to value.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.42% 4.9% Fixed until 31/10/2021 2% until 31/10/2021 £1795 lenders fee. Max 60% loan to value.
1.44% 4.5% Bank base rate plus 0.69% until 30/09/2021 2% until 30/09/2020 & 1% until 30/09/2021 £1995 lenders fee. Max 65% loan to value.
1.89% 4.1% Fixed until 30/09/2024 6% until 30/09/2020 followed by 5% until 30/09/2021, 4% until 30/09/2022, 3% until 30/09/2023 & 2% until 30/09/2024 £1995 lenders fee. Max 50% loan to value
2.95% 5.5% Discounted rate for 2 years 1% for 2 years £1454 lenders fee. Max 80% loan to value
REMORTGAGE BUY TO LET BELOW
1.42% 4.7% Fixed until 31/10/2021 2% until 31/10/2021 £1795 lenders fee. Free valuation & free legals. Max 60% loan to value
1.49% 4.9% Bank base rate plus 0.74% for 2 years 1% in year 1 &2 £1795 lenders fee. Free valuation & free legals. Max 60% loan to value
1.94% 4.1% Fixed until 30/09/2024 6% until 30/09/2020 followed by 5% until 30/09/2021, 4% until 30/09/2022, 3% until 30/09/2023 & 2% until 30/09/2024 £1995 lenders fee. Free valuation and free legals. Max 50% loan to value
2.95% 5.5% Discounted rate for 2 years 1%  for 2 years £1149 lenders fee. Free valuation & free legals. Max 80% loan to value