About new purchases
Buying a new home is a big commitment and raises lots of financial questions, such as how much can I borrow? How much will it cost? And what type of mortgage is best for me?
Because the mortgage market changes on a daily basis, you need an expert like Kingsway to help you answer those questions. We have years of experience of helping homebuyers make the right choices.
A couple approached Kingsway after finding their perfect property before they had sold their own. They were under pressure from the estate agents and thought all was lost. Kingsway managed to secure them a mortgage on the new property, without having to sell their own first by using their savings to fund a smaller deposit.
Call our New Purchases Team on
020 7383 4181
Best buy table
|Initial Rate||APR||Description||Early Redemption Charge||Lenders setting up costs|
|1.24%||4.7%||Discounted rate for 2 years||2% for 2 years||£2149 lenders fee. Max 80% loan to value.|
|1.38%||4.5%||Fixed until 31/10/2020||2% until 31/10/2019 followed by 1% until 31/10/2020||£1995 lenders fee. Max 60% loan to value.|
|1.95%||2%||Variable rate for the term of the mortgage||None||£999 lenders fee. Max 50% loan to value.|
|1.82%||3.8%||Fixed until 31/01/2024||5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024||£1995 lenders fee. Max 60% loan to value.|
|2.54%||5.4%||Discounted rate until 30/09/2021||3% until 30/09/2020, followed by 2% until 30/09/2021||0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.|