Best Buys – First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 4.7% Discounted rate for 2 years 2% for 2 years £2149 lenders fee. Max 80% loan to value.
1.38% 4.5% Fixed until 31/10/2020 2% until 31/10/2019 followed by 1% until 31/10/2020 £1995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
1.82% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value
2.54% 5.4% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.