Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.34% 4.3% Discounted rate until 28/02/2021 None £1495 lenders fee. Max 60% loan to value.
1.49% 3.7% Fixed until 02/03/2021 3% until 02/03/2021 £1499 lenders fee. Max 75% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
1.79% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value.
2.54% 5.5% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.34% 4.3% Discounted rate until 28/02/2021 None £1495 lenders fee. Max 60% loan to value.
1.49% 3.7% Fixed until 02/03/2021 3% until 02/03/2021 £1499 lenders fee. Max 75% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
1.79% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value
2.54% 5.5% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.38% 4.8% Base rate plus 0.63% until 31/01/2021 3% until 31/01/2020 flowed by 2% until 31/01/2021 £999 lenders fee. Free valuation & free legals. Max 75% loan to value.
1.49% 3.6% Fixed until 02/03/2021 3% until 02/03/2021 £1499 lenders fee. Free valuation & free legals. Max 75% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Free valuation & free legals. Max 50% loan to value
1.97% 3.4% Fixed until 31/01/2024 3% until 31/01/2024 £999 lenders fee. Free valuation & free legals. Max 75% loan to value
2.79% 5.7% Fixed until 31/03/2021 3% until 31/03/2020 & 2% until 31/03/2021 £299 booking fee & 0.5% lenders fee. Free valuation & free legals. Max 95% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.34% 4.3% Discounted rate until 28/02/2021 None £1495 lenders fee. Max 60% loan to value.
1.49% 3.7% Fixed until 02/03/2021 3% until 02/03/2021 £1499 lenders fee. Max 75% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
1.79% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value
2.54% 5.5% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.14% 5.4% Discounted rate for 2 years None £2499 lenders fee. Max 60% loan to value.
1.49% 4.8% Fixed until 28/02/2021 2% until 29/02/2020 & 1% until 28/02/2021 £1995 lenders fee. Max 60% loan to value.
1.99% 4.1% Fixed until 31/01/2024 6% until 31/01/2020 followed by 5% until 31/01/2021, 4% until 31/01/2022, 3% until 31/01/2023 & 2% until 31/01/2024 £1995 lenders fee. Max 50% loan to value
2.59% 5.1% Discounted rate for 2 years 2% for 2 years £1499 lenders fee. Max 80% loan to value
REMORTGAGE BUY TO LET BELOW
1.14% 5.4% Discounted rate for 2 years None £2499 lenders fee. Free valuation & free legals. Max 60% loan to value
1.54% 4.8% Fixed until 28/02/2021 2% until 29/02/2020 followed by 1% until 28/02/2021 £1995 lenders fee. Free valuation & free legals. Max 60% loan to value
2.09% 4.1% Fixed until 31/01/2024 6% until 31/01/2020 followed by 5% until 31/01/2021, 4% until 31/01/2022, 3% until 31/01/2023 & 2% until 31/01/2024 £1995 lenders fee. Free valuation and free legals. Max 50% loan to value
2.95% 5.5% Discounted rate for 2 years 1%  for 2 years £1149 lenders fee. Free valuation & free legals. Max 80% loan to value