Best Buys

Best Buys

New Purchases

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 4.7% Discounted rate for 2 years 2% for 2 years £2149 lenders fee. Max 80% loan to value.
1.38% 4.5% Fixed until 31/10/2020 2% until 31/10/2019 followed by 1% until 31/10/2020 £1995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
1.82% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value.
2.54% 5.4% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

First time buyers

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 4.7% Discounted rate for 2 years 2% for 2 years £2149 lenders fee. Max 80% loan to value.
1.38% 4.5% Fixed until 31/10/2020 2% until 31/10/2019 followed by 1% until 31/10/2020 £1995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value
1.82% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value
2.54% 5.4% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

Remortgages

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.32% 4.8% Base rate plus 0.57% until 31/10/2020 3% until 31/07/2019 & 2% until 31/07/2020 £999 lenders fee. Free valuation & free legals. Max 65% loan to value.
1.38% 4.5% Fixed until 31/10/2020 2% until 31/10/2019 followed by 1% until 31/10/2020 £1995 lenders fee. Free valuation & free legals. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Free valuation & free legals. Max 50% loan to value
1.82% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Free valuation & free legals. Max 60% loan to value
2.79% 5.6% Fixed until 31/03/2021 3% until 31/03/2020 & 2% until 31/03/2021 £299 booking fee & 0.5% lenders fee. Free valuation & free legals. Max 95% loan to value.

Self employed

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.24% 4.7% Discounted rate for 2 years 2% for 2 years £2149 lenders fee. Max 80% loan to value.
1.38% 4.5% Fixed until 31/10/2020 2% until 31/10/2019 followed by 1% until 31/10/2020 £1995 lenders fee. Max 60% loan to value.
1.95% 2% Variable rate for the term of the mortgage None £999 lenders fee. Max 50% loan to value.
1.82% 3.8% Fixed until 31/01/2024 5% until 31/01/2021 followed by 4% until 31/01/2022, 3% until 31/01/2023 and 2% until 31/01/2024 £1995 lenders fee. Max 60% loan to value
2.54% 5.4% Discounted rate until 30/09/2021 3% until 30/09/2020, followed by 2% until 30/09/2021 0.5% lenders fee plus £299 booking fee. Max 95% loan to value. Family step mortgage.

Buy to let

Initial Rate APR Description Early Redemption Charge Lenders setting up costs
1.29% 5.4% Base rate plus 0.54% until 31/10/2020 3% until 31/10/2019 followed by 2% until 31/10/2020 £2499 lenders fee. Max 60% loan to value.
1.39% 4.8% Fixed until 31/12/2020 2% until 31/12/2019 & 1% until 31/12/2020 £1995 lenders fee. Max 60% loan to value.
1.99% 4.1% Fixed until 30/11/2023 6% until 30/11/2019, 5% until 30/11/2020, 4% until 30/11/2021, 3% until 30/11/2022 & 2% until 30/11/2023 £1995 lenders fee. Max 50% loan to value
2.95% 5.5% Discounted rate for 2 years 1% for 2 years £950 lenders fee plus £199 booking fee. Max 80% loan to value
REMORTGAGE BUY TO LET BELOW
1.29% 5.1% Base rate plus 0.54% until 31/10/2020 3% until 31/10/2019 followed by 2% until 31/10/2020 £2499 lenders fee. Free valuation & free legals. Max 60% loan to value
1.44% 4.6% Fixed until 31/12/2020 2% until 31/12/2019 followed by 1% until 31/12/2020 £1995 lenders fee. Free valuation & free legals. Max 60% loan to value
2.09% 3.8% Fixed until 30/11/2023 6% until 30/11/2019, followed by 5% until 30/11/2020, 4% until 30/11/2021, 3% until 30/11/2022 & 2% until 30/11/2023 £1995 lenders fee. Free valuation and free legals. Max 50% loan to value
2.99% 5.3% Fixed until 31/12/2020 3% until 31/12/2019 & 2% until 31/12/2020 £1999 lenders fee. Free valuation & free legals. Max 80% loan to value